Loonie Sue

my road to financial independence - one loonie at a time

Month: April 2017

Get your (financial) house in order

Recently, we talked about using savings from reduced expenses to pay off consumer debt. But if you have multiple sources of debt (credit cards, student loans, car loans, lines of credit, mortgages, etc.), you might be wondering about the best way to tackle them.

There are 2 main orders in which to pay off debt:

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Now what??

We’ve talked about a few ways to save money on some recurring bills (like your cell phone, car insurancehome insurancebanking fees, etc).  So, now what??  In my case, I used those savings to wipe out our consumer debt.  If you want to do the same, here’s how:

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2017 financial goals – March update

I love this time of year! All the winter activities are finally done and we’re enjoying a brief break before the next round of activities (swimming lessons, soccer and gymnastics) starts up.  Here’s an update on my 2017 financial goals one quarter into 2017…

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And the banks keep posting record profits…

One expense that I remember really catching me by surprise once I started tracking was banking fees.  I’m not sure why it surprised me, because I saw them come out of our bank accounts every month.  I guess it was just one of those insidious expenses that I saw, but didn’t really notice… partly because they were just a bunch of relatively small amounts.  And yet, on average, we were spending over FORTY dollars a month just for the ‘privilege’ of banking!!

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